Utoppia - Global Neobank 2.6.1

Utoppia is a global neobank that caters to individuals who require borderless financial services. Designed specifically for digital professionals, remote workers, freelancers, and digital nomads with international financial needs, Utoppia currently operates in over 31 countries.

With Utoppia, opening a USD account in the US is now possible even if you are not a US resident. The process is simple and convenient, requiring only your phone and a valid passport. By following a few straightforward steps, you can complete the onboarding process and gain access to an international debit card.

One of the standout features of Utoppia is the ability to receive payments in USD for free. You can receive payments in your own name from any US bank or popular platforms such as Deel, Wise, Paypal, Payoneer, Airbnb, and more. All you need to do is share your account details.

Another advantage of Utoppia's services is the ability to spend in USD without incurring any fees. With the Utoppia Card, an international virtual debit card, you can make online payments or add it to Apple Pay and make contactless payments at millions of physical stores worldwide.

In addition to receiving and spending funds in USD, Utoppia also allows you to make ACH or SWIFT transfers. Whether it's sending money to wallets, platforms, or banks, you have the flexibility to transfer funds domestically or internationally from anywhere you are. If time is of the essence, Same Day ACH transfers ensure that your money arrives within 24 hours or sooner at an affordable cost.

Utoppia also offers the convenience of making instant and free transfers between Utoppians through its U2U feature. This allows seamless transactions with fellow Utoppia users, regardless of your location.

Join the community of over 20,000 Utoppia users worldwide and begin experiencing the benefits of a borderless life. Download the Utoppia app now!

*Please note that Utoppia is not a bank, but rather provides its services through its Software Provider and Bank Partners. Banking services are offered by Synapse Brokerage LLC, a registered broker-dealer and member of SIPC.

(2) Please be aware that new accounts currently do not have access to the virtual debit card. However, we are actively working on integrating a new vendor to provide you with an improved service.